OnlyFans has always taken pride in securing users’ accounts. One way it does this is by introducing the 3-D secure payment system, which gives an extra layer of security during payment processing.
However, many users still complain about how they’re still unable to make payments with their 3D-secured card on OnlyFans.
Well, If you’re also experiencing such, keep reading, and you’ll find why that happens and the solutions in this article.
Onlyfans 3D Secure not working (Why and How to fix)
If you’ve noticed, OnlyFans does not support popular payment platforms like PayPal and Google Pay. Well, that’s because these platforms don’t support 3D secure transaction which is against Onlyfans rule.
Meanwhile, as much as OnlyFans ensures security and smooth transaction processing, sometimes, there are times you’ll experience glitches, and your payment won’t be authorized.
Of course, a reasonably high number of users experience this. And that means there’s a need to know what causes it. That said, here are the common reasons why OnlyFans 3D secure payment is not working for you and how to fix them.
Your card has expired
Many of us just proceed with payments without knowing whether the card is still active or expired. And in case you’re wondering, OnlyFans does not allow or process payment initiated by an expired card.
Therefore, ensure you check the expiry date of your card before trying to make another payment. If the card has expired, you may need to get a new 3D-secured card. Otherwise, it means there’s something else causing the payment to fail.
Insufficient funds in the card
The fund balance in your card is another factor that OnlyFans considers while processing any payment you make on their platform.
Irrespective of whether your card is 3D secured (which is a must), it’ll be declined if you don’t have any money on the card.
So, if you’re experiencing a decline or the card seems not to be working, it’s best you check your card balance to confirm whether there’s enough money to pay for the content.
If not, try funding the card, enough to cover the cost of what you’re paying for and other unforeseen charges.
You have an unsettled loan
Often, banks and card issuers allow users to take loans. However, they restrict users from paying for services online while the user still has an unsettled loan.
This is done to help prevent the banking platform from going bankrupt. More so, it helps the platform to easily recover whatever they’ve loaned.
You need to ensure you’ve paid all the loans you’ve taken with your bank or the card if you’ve taken any. After that, try loading the card with enough funds and try it again.
Your card details are incorrect
Since you have to type in the numbers present on the card, it’s possible you could have entered your credit card details incorrectly.
If OnlyFans is able to detect that the information on the card you entered does not exist or is incorrect, that card will be rejected, and your payment will be rejected as well.
As a result, if you face any error in your payment process, ensure you check your card details and ensure that they’re correct.
Your bank may be blocking the payment for security reasons
There are some banks that block payments to specific platforms, especially adult websites. This is to ensure the security of their customers. Now, if your card is being declined each time you try to make a payment, it’s very likely that your bank has blocked OnlyFans from the list of platforms you can make payments.
And if that’s the case, you should contact your bank and let them know you’re trying to make a payment on OnlyFans. They’ll let you know whether they’ve actually blocked the platform. In addition, you should convince them to unblock OnlyFans as it is not a fraudulent platform, and neither does it allow spammers and scammers.
Based on your request, OnlyFans could be unblocked after a short while.
Technical difficulties in the OnlyFans website or your bank
Once in a while, technical difficulties and server shutdowns do occur, not just on Onlyfans, but on most social platforms.
When you try to link your 3D-enabled card, If this is true, you might have a hard time making payment on the platform and your 3D-secured card could be rejected.
If you think you’re doing everything right and still getting rejected, you should contact OnlyFans and your bank’s support.
Hopefully, the company would be able to keep you to date, to what could be causing the issue.
However, if this is the case, you might just have to wait for some hours or probably 1–2 days before trying again. In most cases, all errors should be fixed within this time.
Final Thoughts
Generally, when your 3D Secured card is not working on Onlyfans, it may be due to any of the following reasons:
- Expired card
- Insufficient card funds
- A glitch in your bank.
- Technical problem from Onlyfans
This article has shown how to resolve these issues and easily make your payment without further issues. Keep in mind that if all the fixes discussed in this article don’t work, you may need to contact your bank, card issuer, or OnlyFans customer care service, as the case may be.
